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Assisted Living Cost Calculator

Estimate assisted living cost per month by region, room type and care level, plus the annual total.

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Estimated monthly cost
Annual cost
Base assisted living
Room + care add-ons

Estimate only. Senior care costs vary widely by state and community.

How it works

We start from the national average assisted living rate, adjust for your region's cost factor, and add for room size and care level.

Medicare doesn't pay for assisted living — it's private pay, long-term care insurance or Medicaid waivers.

SeniorLivingCostGuide has more free tools

Plan senior care costs with our free tools.

The cost most families underestimate

Assisted living averages well over $4,500 a month nationally and climbs sharply in high-cost states — and Medicare does not pay for it. Families fund it through savings, long-term care insurance, a home sale, or Medicaid waivers once assets are spent down. This calculator adjusts the national base for your region and the resident’s care level so you can plan realistically rather than be blindsided.

Good to know

FAQs

How much is assisted living?

Nationally around $4,500–$5,500/month, far more in high-cost states.

Does Medicare cover it?

No — assisted living is generally private pay; some Medicaid waivers help.

What raises the cost?

Region, larger apartments and higher levels of personal care.

Is this a quote?

No — tour communities for exact pricing.