Monthly and annual senior-care costs for Massachusetts.
Assisted living in Massachusetts costs roughly $5,940 per month (about $71,280 a year) on average — and Medicare does not cover it. Here is what to plan for.
The ~$5,940/month estimate is for a standard one-bedroom with light care; higher care needs and larger apartments cost more. Refine it by care level in the assisted living cost calculator.
Assisted living is private-pay: savings, long-term care insurance, a home sale, or Massachusetts Medicaid waivers once assets are spent down. Veterans may qualify for Aid & Attendance.
Compare in-home care, nursing homes and memory care for Massachusetts.